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Live Rates · April 22, 2026

Find Your Best Mortgage Rate from 448+ Lenders

Real quotes, all fees shown, zero hard credit pulls. Compare in minutes and close with confidence.

448+
Lenders
$2.4B
Funded
4.9
Avg. Rating
0
Hard Pulls

Mortgage Rates

$
$
Down payment: 20%
Santa Clara, CA

We search rates among 448+ lenders

Mortgage disclosure

Comparing rates from trusted lenders including
Rocket MortgageUnited WholesaleBetter.comloanDepotGuaranteed RatePennyMac
You qualify for HomeReady pricing!

Based on your profile, 3 lenders offer reduced rates under the Fannie Mae HomeReady program.

6.12%
Best Available Rate
Comparing 448 Lenders · 30-Year Fixed · $416,000 Loan
Rates last refreshed 2 min ago
Lender Interest Rate APR Points Monthly Est. Action
Rocket Mortgage
Online lender · Fast closing
Most Popular
6.24%
Fixed
6.41%
APR
0.75
pts
$2,554
Principal + Interest
Apply Now
United Wholesale
Broker channel · Low fees
HomeReady Eligible
6.31%
Fixed
6.44%
APR
0.0
pts
$2,571
Principal + Interest
Apply Now
Chase Home Lending
National bank · Branch support
6.38%
Fixed
6.55%
APR
1.0
pts
$2,587
Principal + Interest
Apply Now
Guaranteed Rate
Independent lender · Great reviews
6.45%
Fixed
6.59%
APR
0.25
pts
$2,603
Principal + Interest
Apply Now

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HELOC Rates

Tap Your Home Equity at Today's Best Rates

With home values up, a HELOC gives you flexible access to your equity. Compare lines from $25K to $500K with rates from 7.2%.

Compare HELOC Rates →
7.24%
Best Variable APR
$500K
Max Line Size
21
HELOC Lenders
10 yr
Draw Period
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