About RateCanopy
Our Mission
RateCanopy was built on a simple belief: every borrower deserves to see the true cost of their mortgage before they commit. We disclose every fee, every point, and every dollar — upfront — so you can make the most informed decision of your financial life.
What We Do
We connect consumers with real, live mortgage rates from 448+ wholesale lenders across the United States. Unlike other rate-shopping sites, RateCanopy shows you the full TRID-compliant fee breakdown — the same information you'd see on your official Loan Estimate — before you ever fill out an application.
448+
Wholesale Lenders
60+
Loan Products
50
States Licensed
Licensing
RateCanopy is a licensed mortgage broker operating under NMLS #343820 and DRE #01864975, licensed to originate mortgages in all 50 states. You can verify our license on the NMLS Consumer Access page.
For Professionals
RateCanopy isn't just for consumers. We provide dedicated workspaces for loan officers, mortgage brokers, and real estate agents to manage their pipeline, track referrals, and serve their clients with best-in-class tools.