USDA Loans: Requirements, Rates & How to Apply
Zero-down-payment loans for eligible rural and suburban homebuyers, backed by the USDA Rural Development program.
640
Min Credit Score
0%
Min Down Payment
46%
Max DTI
government
Category
Key Takeaways
- ✓ Minimum credit score requirement: 640.
- ✓ Minimum down payment: 0% of the purchase price.
- ✓ Maximum debt-to-income (DTI) ratio: 46%.
- ✓ Zero-down-payment loans for eligible rural and suburban homebuyers, backed by the USDA Rural Development program.
Related Resources
See USDA Loans Rates by State
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